The Advantages of Using a Roofing Professional for Insurance Claims

You won’t go to court without a lawyer, so why would you go to your insurance company without one?

As heavy rain and windstorms roll across the country, many properties will sustain storm damage, including roof damage. Your initial inclination may be to contact your insurance company, but since insurance companies often reject these claims, they also suggest contacting a local roofing specialist.

You should be working with a roofing contractor to make an insurance claim for many reasons.

Inspect for Damage

Having a professional evaluate your roof can guarantee that the damage does not cause more problems in your house. A roof leak may quickly cause rotted rafters and decking, mold development, and sheetrock damage to your roof system. A roofer may inspect all the damage and take precautionary steps to prevent leaks from causing more damage.

Examine Storm Damage

A roofer will also be able to detect problems that you may be unable to see. Most storm damage to your roof will be invisible from the ground. Even if you climb a ladder to your roof (which is not advisable), you may not know where or what to look for. A professional roof inspection will enable someone with a trained eye to check the roof for storm damage.

When it comes to storm damage, a skilled roofer will know what to check for. In situations of wind damage, they will search for wrinkled shingles and dents from hail storm damage.

Record Storm Damage

A roofing firm will document each house inspection by posting images and damage details to our online project report portal. They may use the program to arrange high-quality photographs and create a timetable for each project for each homeowner. An inspection will also enable your roofer to chalk mark the areas of roof damage, which will help your insurance company record the damage.

Assist with Insurance Claims

The incredible thing about having a roofer on your side when filing an insurance claim is how much they simplify the process. Insurance companies demand photographs and thorough documentation of the damage. When you hire a roofing contractor, you can be confident that their reports are officially certified, and your insurance company will not be able to disregard them.

Consult Your Insurance Adjuster

The meeting with the insurance adjuster is the most critical moment to have a competent roofer working on your insurance claim. A roofing company will meet with your adjuster and present them with the storm damage evidence.

While insurance adjusters may have dealt with claims in the past, they are not qualified roofing specialists. As a homeowner, you want someone with building experience who understands what they’re looking at to represent you to your insurance carrier.

When to Hire Professionals

A severe storm might harm the condition of your roof. Therefore, it is essential to have a professional assessment performed to evaluate any damage. Hiring a skilled roofing contractor can simplify and expedite the insurance procedure while saving you money.

Final Thoughts

When filing an insurance claim, having a roofer on your side may be helpful. A skilled roofer can evaluate, assess, and record the damage for the insurance company. They will also assist you with the insurance procedure, meeting with adjusters, and ensuring that your claim is approved. Do not attempt to file an insurance claim on your own; instead, seek the aid of a professional roofing contractor.

How to Get Homeowners Insurance to Cover a Roof Replacement

Everyone takes their roof for granted until a storm, a fallen tree, or even those pesky neighborhood squirrels cause havoc. If your roof is damaged, you may want to file a homeowners insurance claim to lower your out-of-pocket expenses. However, it may be challenging to know where to begin.

Unfortunately, if you fail to follow the correct procedures while making a roof claim, your insurance carrier may refuse your claim due to an administrative error. This article will outline the four steps to obtaining homeowners insurance to cover the cost of roof replacement.

1. Understand your roofing insurance policy.

Check your homeowners’ policy for roof coverage when you discover damage to your roof. If you do not pay much attention to your policy, this may need some investigation, but the information will also guide your financial considerations about roof repairs. You can also ask your insurance agent for a copy of your policy.

Most insurance companies provide two types of roof insurance: repair coverage and replacement coverage. Repair coverage often reimburses the homeowner for a percentage of the cost of repairs. Replacement coverage, on the other hand, pays for replacing a damaged roof. These plans are more expensive and make filing a claim difficult. That is why it is critical to document the damage and file a claim as soon as possible.

Unfortunately, homeowners insurance will not cover all roof damage. Your insurance, location, and the cause of the damage determine your coverage. A hail storm, for example, that damages a roof may qualify for coverage because it is an exceptional and unpreventable event. However, due to the frequency of such catastrophes, or because the homeowner lacks hurricane-related coverage or did not make appropriate preparations, a hurricane that damages a roof may not be covered. If you or an untrained (or unlicensed!) the roofer caused the damage, your roof replacement will most likely not be compensated.

If you have questions about roof coverage, contact your insurance agent and ask for more information.

2. Photograph the damage and notify your insurance company.

Once you’ve determined that the damage to your roof is covered by your homeowners’ insurance (or it should be), the next step is to document the damage. Take numerous photographs, not only of the exterior damage but also of the interior of your home. If you have a tall enough ladder and feel safe climbing it, you can shoot shots from there or use a drone with a camera, which is an even safer option. If you can’t properly assess all of the damage, call an experienced roofing firm for an inspection—better it’s to be safe than sorry.

Take note of the date of the damage as well. If your roof was destroyed by a storm, such as a tornado or a hurricane, look for articles online that correspond to the dates of these destructive events to support your claim.

Then, go to your insurance company’s website to find out how to file a claim. Many policies demand the homeowner to file their claim within a specific time frame following the occurrence. You should be aware of your insurance company’s protocol, as your claim may be refused if you wait too long.

3. Conduct roofing company research and hire the most reputable.

After submitting your roof insurance claim, contact a reliable roofing firm with insurance claims experience to do a roofing inspection. They can inspect the damage and produce a report for your insurance company. If you do not engage professionals to inspect the roof, your insurance company may pay someone to do it on their behalf. Because this third-party inspector works for the insurance company, they may seek any justification to deny your claim. However, by taking action and hiring your inspectors, you increase your chances of getting your insurance to pay for roof repairs.

But how do you pick a roofing company?

To begin, seek a firm that offers roof replacement and installation for the most typical roofing materials, such as shingles, tile, and metal roofing. A reliable roofing company should also have a website and a Google My Business page with customer reviews.

Make sure the roofers you hire have experience dealing with insurance claims since this will allow them to interact with your insurance company and provide proof that your claim is valid.

A reputable roofing firm will replace your roof effectively without causing more damage or costing you an exorbitant fee. If you choose roofers with a bad (or no) reputation, your insurance claims may be denied in the future due to incorrect previous installations.

4. Watch out for insurance scams and storm chasers.

Scammers have the potential to take advantage of you when insurance is involved. Scammers will find canvas areas after a significant storm with the promise of a free roof; be warned that this is most likely not a reputable enterprise. The people coming door to door are trained salespeople who will do everything they can to persuade you to sign on the dotted line.

Some sources of roof damage are covered by insurance, but not all. A worn-out roof does not warrant an insurance claim, but something is wrong if the salesperson claims it does. They may also argue that the damage is so severe that you must act immediately. Another strategy is to imply that they will give you a good deal because they are in the neighborhood, but you must move quickly. These aggressive sales closing practices are red flags that the company is not authentic.

There are a few precautions you may take to identify fraudsters. For one thing, you should request a copy of their liability insurance and any other credentials that a trustworthy roofing company should have. It’s also preferable if they have a physical presence in the neighborhood. Inquire for an address and a business license. Finally, look for online reviews to determine if there are any concerns about this company.

5. Follow the next steps in your roof replacement claim.

Your insurance company can decide once you submit your claim and hire a roofing business to provide supporting documentation. The insurance agent would notify you if your claim were approved or refused after their allotted time limit (typically about 15 days). If they decline your claim, you can appeal the judgment. These procedures vary depending on the insurance company, so visit your insurance representative for help.

If your roofing claim is approved, you can begin working with the contractors you have chosen to execute your new roof installation. You should have your roof regularly inspected once it has been replaced. Routine maintenance keeps your roof in good condition. It will make future roofing claims easier to process because you will have written reports and images documenting the roof’s previous state.

Conclusion

Having a reliable roofing contractor is essential for getting insurance claims approved and having your roof replaced most cost-effectively. By doing research, checking credentials, and avoiding storm chasers and scam artists, you can ensure that you pick a trustworthy roofing firm and get the best results from your insurance claim.  

Contact Us for Your Repair and Replacement Needs

Have a damaged roof in the Dayton, OH, area? Need to file an insurance claim? WIW Roofing is here to assist you with all your roof repair and replacement needs. Just give us a call so we can help!

Questions & Answers About Roof Insurance Claims

This article contains the following information.

  • Will filing a roof insurance claim raise my premium?
  • What does the insurer want?
  • What is the payment procedure of the insurer?
  • What if my insurance company does not pay the whole cost indicated by the roofer?
  • Why do insurance companies refuse to pay depreciation?
  • What are the most common forms of home insurance policies?
  • How do you calculate Recoverable Depreciation and Actual Cash Value?
  • How will you bill me?
  • Do you take payments?
  • Is there a warranty on my new roof?
  • Is my roof going to be replaced or repaired?
  • Do insurers provide a discount for an impact-resistant roof?
  • How does the mortgage firm operate?

 

If a hail storm just went through your area, you’re probably wondering if your roof was damaged and/or if you should submit an insurance claim for your roof.

This article addresses frequently asked questions & concerns about roofing insurance claims, such as “What is the roof replacement process?” and “When will my first roofing insurance claim check arrive?”

We also describe popular roof insurance terminology so that you are better prepared when you call your insurance company.

Will filing a roof insurance claim raise my premium?

If you were not negligent, then most likely not.

Because hail damage is not the result of your negligence, most insurance companies will not increase your premium if you file a claim. I mean think about it – it’s not like you moved your residence in the middle of a hailstorm. In comparison, if you backed your car into your garage door, you were negligent because you didn’t open the door or double-check that it was open before backing up. In such a case of negligence, your premium will almost certainly rise.

What does the insurer want?

When an insurance company inspector comes to check your roof, they are usually looking for apparent hail damage or other weather-related damage to your roof. The inspector looks for bruising or black spots on your shingles where granules have been removed, exposing the underlayment or fiberglass. New hail damage is usually bright. However, older damage can appear duller owing to weather exposure.

Although hail damage may not immediately threaten the roof’s structural integrity, it will cause problems in the future. Furthermore, many insurance companies have a statute of limitations on how long a hail claim can be pursued. As a result, it is always a good idea to contact your insurance carrier as soon as possible following a large hail storm.

When your roof sustains hail damage, numerous things happen.

  • Accelerated granule loss
  • Accelerated shingle aging
  • Voids manufacturer’s warranties
  • Leads to other associated problems

What is the payment procedure of the insurer?

First, double-check

The insurance company should send the policyholder the first insurance check for your roof replacement as soon as the insurance adjuster has completed their roof damage evaluation.

The second check (recoverable depreciation)

The second check is withheld until the roof repairs are done. This second check is generally 10% to 40% of the entire settlement and is usually referred to as “recoverable depreciation” or “withheld depreciation.” When the insurance company gets an invoice for the final payment, it sends it to the homeowner.

When you receive the invoice, send it right away to your insurance carrier. This will expedite the payment of depreciation. Please remember that most settlement checks are only for 180 days. If the homeowner lets this check expire, the bank will not honor it, and a lengthy process to get this check reissued begins.

Furthermore, remember that the settlement is based on the cost of repairing the roof with “similar kind and quality” materials. However, there are situations when the homeowner and their insurance adjuster disagree on the cost, size of the roof, or scope of the damage. In this instance, your sales representative has the requisite skills to address these disputes with your insurance adjuster immediately. Everyone wants to make this process as simple as possible for you.

What if my insurance company does not pay the whole cost indicated by the roofer?

If you choose a trustworthy roofing company, they should be able to verify your insurance documents and notify you if anything is missing from your insurance’s estimate. At that time, and with your agreement, your roofing contractor should be allowed to contact your adjuster and inform them of any differences, as well as any code requirements that may have been overlooked in their initial adjustment. These code standards will necessitate documentation from your municipality, which your contractor should be able to give.

Why do insurance companies refuse to pay depreciation?

Insurance companies are not uncommon in withholding depreciation – the second check or balance for the roof replacement or repair. They do this because of con artists. The insurance provider wants to ensure you’re just spending the money on replacing or repairing your roof. They can avoid overpaying by withholding funds until they receive the final invoice from the roofing firm.

What are the most common forms of home insurance policies?

Residential insurance plans are classified into two types:

  • Replacement Cost
  • Actual Cash Value (ACV) (RC)

Actual monetary value

With ACV coverage, the value of your roof will depreciate each year for ten years. As a result, if your roof has been damaged, you will only receive a check for the roof’s depreciated worth.

Cost of Replacement

If you have an RC policy, your insurance provider will pay for replacing your roof, less your deductible. Furthermore, “replacement cost” home insurance coverage will typically pay for a new roof in two installments.

How do you Calculate Recoverable Depreciation and Actual Cash Value?

Assume you installed a new $10,000 roof on your house five years ago, and a hail storm recently wrecked it. Assume your 5-year-old roof was made of ordinary asphalt roofing shingles, which endure roughly 20 years. The Actual Cash Value would be $7,500 because your roof was only five years old when the hail storm happened. As a result, the recoverable depreciation is $2,500. This is the difference between the replacement cost of $10,000 and the actual cash value.

Here’s how it works:

R = ACV x (E – C) / E

10,000 x (20 – 5) / 20 = 7,500

R = $10,000 (Replacement cost or purchase price of the roof) (Replacement cost or purchase price of the roof)

E is equal to 20 years (Expected life of the roof)

Five years = C (Current life of the roof)

Actual Cash Value is calculated by subtracting the current age of your roof from the expected life of the roof (e.g., 20 – 5, which equals 15), multiplying by the replacement cost or purchase price of the roof (15 x $10,000, which equals 150,000), and dividing by the expected life of the roof (150,000 / 20, which equals 7,500).

How will you bill me?

Once your new roof is completed, they will send you an invoice for the entire amount owed. Please deliver this invoice to your insurance company immediately, as they will begin processing your second check.

Do you take payments?

Yes. Upon completion of your roof, they will receive a partial payment or your first check. When you receive the second check, the balance is expected. Please make arrangements with your insurance company, bank, and mortgage company so that you have monies available at this time.

If payment in full is not made within 30 days of completion, a 1.5% penalty per month will be applied until the balance is entirely paid. Furthermore, a lien may be imposed on your property to shield us from liability for the services completed.

 

Is there a warranty on my new roof?

Yes. Two warranties will protect your new roof:

It only covers workmanship and labor, not materials. This warranty is good for five years.

Manufacturer – The shingle manufacturer provides this warranty covering the materials used. Depending on the product you install, these warranties range from 25, 30, 40, 50, and lifetime years.

Please keep in mind, however, that these warranties are only good until your bill is paid in full.

Is my roof going to be replaced or repaired?

It is up to the insurance company to choose whether your roof should be repaired or replaced. It all boils down to which option is less expensive: a complete roof replacement or mending a tiny section of your roof. The majority of hailstorms are large. They are large enough to cause damage to several dwellings, if not entire villages. As a result, hail storms frequently cause total roof damage. As a result, most insurance companies will cover the whole roof replacement.

Do insurers provide a discount for an impact-resistant roof?

Every year, the number of roofing products available grows. As roofing technology advances, so searches for the ideal roof:

One that is visually appealing, has a high property value, is cost-effective, is resistant to hail, and, most importantly, is maintenance-free.

Some insurance companies can offer discounts if you have a hail-resistant roof installed. This is typically characterized as roofing material that has passed an Underwriters Laboratory test known as UL 2218. In this test, steel balls of varying sizes and weights are dropped from varying heights onto roofing material, and the resulting damage is analyzed. Each material is assigned a rating based on the damage caused by the steel balls, which the material maker must agree to for the insurance company to participate in their discount program.

Unfortunately, most manufacturers have declined to participate in these rebate programs.

However, deal with several manufacturers who create the following Impact Resistant tiles and may give these reductions.

How does the mortgage firm operate?

On the first, and sometimes second, check, most insurance providers will include both the homeowner’s and the mortgage company’s names. Mortgage firms ask the homeowner to sign and send this check to them. Each mortgage firm, however, has its protocols for returning monies to the homeowner. Usually, this occurs only after repairs have been completed. The best thing to do is to inquire with your mortgage provider about the papers required to release this money.

Please remember that most settlement checks are only for 180 days. The mortgage company will not recognize this check if the homeowner permits it to expire. As a result, please ensure that the mortgage firm receives this check before it expires.

Conclusion

There are several important factors to keep in mind regarding roofing and insurance. The most important thing is understanding your policies and what they cover. Also, ensure you know the warranties offered by your roofing product and if any discounts are available for impact-resistant roofs. Additionally, be aware of the process required by your mortgage company to receive and release funds. With this knowledge, you can make an educated choice about whether to repair or replace your roof.

Keeping Your Roof Safe This Winter With Ice Dam Prevention Systems

As winter is upon us, it is essential to take precautions to avoid ice dams from building on your property.

Ice dams can cause severe damage to your roof and gutters, therefore it is crucial to take preventative measures. There are a number of ways to prevent ice dams, and we will discuss some of them in this article.

What Are Ice Dams?

Ice dams are a potentially catastrophic issue for any roof. When temperatures drop, a ridge of ice can form at the edge of a roof, and this is known as an ice dam. Ice dams are formed when heat from the house escapes and melts the snow that has accumulated on the roof. After that, the water flows down the roof and refreezes at the edge, making a dam that stops additional melting and runoff from occurring. Ice dams have the potential to cause severe damage to a home’s roof, shingles, and gutters, as well as to create leaks and flooding within the home.

What Are the Consequences of Ice Dams on Your Roof?

Ice dams have the potential to do significant damage to your roof. The weight of the ice can cause damage to the roof’s shingles, gutters, and other components if it is allowed to accumulate. The water that collects behind the ice dam and then begins to back up behind it can also enter beneath the shingles, which can cause leaks.

What causes Ice Dams?

Ice dams can build in your home if the temperature in your attic is consistently higher than the temperature outside. Because of this, the snow that is currently on your roof will begin to melt and will eventually make its way down to the gutters. There, the temperature will be the same as the air outside, and the water will begin to refreeze. This ice buildup can quickly become much worse if the gutters are clogged.

When the ice has reached the appropriate thickness, the remaining water will begin to seep under your shingles, causing damage to the underlayment and finally leading to a leak in the roof. By addressing the fundamental issues that underlie the problem, ice dams can be prevented before they even form.

Poor Attic Insulation

Not only is allowing heat to escape from your attic bad for your energy bill, but it also allows the ice on your roof to melt, which fills your gutters. This surplus water will eventually result in the formation of an ice dam on the roof if sufficient drainage is not provided.

Blockages In The Path Of The Water Runoff

The most common source of ice buildup is obstructions in the gutters themselves. It can be debris like leaves and sticks, or it might just be ice that has accumulated over time and needs to be cleared away.

Failure To Remove Snow

If you do not rake the snow off your roof after each snowfall, the amount of roof melt that flows into your gutters will be greater. When the temperature lowers, having less water in the gutters will result in less ice forming in the gutters.

Ice Dam Prevention Systems

It will be simpler on both you and your home if you learn how to prevent ice dams from forming on the roof rather than having to learn how to remove them. The removal of snow, insulation, and the installation of gutter guards are the three primary methods that can be used to prevent ice dams. Combining these three approaches is the most efficient way to eliminate the possibility of ever having to be concerned about ice dams again.

Remove The Snow From Your Roof After Every Fall Of Snow.

Your attic is protected from the cold by the snow that falls and collects on your roof, which works as an insulator. When the temperature in the attic reaches a point where the snow can be melted, the resulting water will start to flow toward the gutters. If there is nowhere else for this water to go, it will either contribute to the accumulation of ice behind your dam or seep into your home through the ceiling.

In order to easily avoid ice dams from forming, you should purchase a snow rake and then use it after each snowstorm to clear out the bottom of your roof. Although it is one of the less expensive means of protection, it does require some effort on the part of the individual to make certain that the snow does not have the opportunity to accumulate throughout the course of the winter.

  • Least expensive preventative technique
  • Requires season-long maintenance
  • Ineffective for roof sections that are difficult to access

Be Sure That The Attic Is Properly Ventilated And Insulated.

There have been a lot of folks wondering, “Do gutters cause ice dams?” In point of fact, the problem does not originate in the gutters but rather in the attic. If your attic does not have adequate insulation, the snow that is on your roof will melt fast, causing an overflow of water to run off into the gutters. Because the gutters maintain the same temperature as the surrounding air, the water refreezes once more when it comes into contact with them.

If the attic has sufficient insulation, the roof shingles will maintain the same temperature as the surrounding air, which will prevent snow from melting. After that, you can either clear the snow from the gutters with a snow rake or wait for the sun to do it for you while simultaneously melting the snow in the gutters and forming a steady stream. Some advantages of implementing this solution are as follows:

  • Putting an end to water runoff before it ever begins
  • Adding insulation is a project that can be done by oneself.
  • Increasing savings on energy throughout the entire year

 

Install Helmet Heat Into Your Gutters

Installing gutter heaters to avoid the formation of ice dams is your best bet for enjoying a worry-free winter. Gutter guards, such as Gutter Helmet, are able to prevent any debris from clogging up your gutter system; however, they are not always successful in preventing ice from forming. Helmet Heat is a self-regulating heating coil that, when utilized in conjunction with a Gutter Helmet system, can fully eliminate the formation of ice dams.

The temperature outside drops, which triggers the automatic activation of Helmet Heat, which maintains a temperature in your gutters that is above freezing in order to maintain the water flow that is necessary for healthy soil. Because it operates on its own, there is no need for constant supervision, and there is no unnecessary loss of power. Helmet Heat is a risk-free and reliable answer to all of your ice dam concerns that only needs to be applied once.

  • Prevention of ice dams through self-regulation
  • Activation takes place on its own, saving energy.
  • When combined with Gutter Helmet, this makes for gutters that require no maintenance throughout the whole year

Before the Winter: Get Things Done

Spend some time getting your house and roof ready for the winter months before they arrive by doing some preseason maintenance. When the weather is warmer, cleaning your gutters and downspouts on a regular basis can also help you avoid the formation of ice dams. This will assist in making certain that water can flow freely and not become trapped behind an ice dam. Inspection and repair of the roof on a routine basis can also assist prevent ice blockages.

 

Throughout the Winter, Be On Guard and Remove

It is essential that you keep an eye on your roof throughout the winter months if you reside in a region where ice dams are a common issue. If you observe the formation of an ice dam, you should take steps to remove it as quickly as you can. To remove the ice dam, you should get in touch with a qualified expert.

WIW Roofing is recognized as the go-to company for roofing services in the communities of Bellbrook, Beavercreek, Centerville, Waynesville, and Springboro, Ohio, as well as the surrounding areas. We have a combined total of over 30 years of experience working in the roofing sector, and we are quite knowledgeable about all different kinds of roofs. 

Get in touch with us right away and one of our experts will be happy to walk you through your options. If you have any queries about ice dams or any other roofing issues, we would be more than pleased to address them.

6 Preventative Maintenance Tips for the Winter

There is no disputing the fact that winter can be a harsh season, particularly for your roof. Maintaining the health of your roof should be an ongoing project that you work on throughout the year. But when winter comes, you need to be much more careful to keep your roof from getting damaged.

The health of your roof is put at risk when snow and extremely cold temperatures combine. If you are not careful, you can find yourself having to pay a lot of money for repairs.

This indicates that during the winter months, you should take precautions to protect your roof. Take a look at the basic roof care activities that you need to take in order to ensure that your roof will remain in good shape throughout the winter months.

 

1. Quickly clear the snow away.

As soon as you become aware that snow is beginning to accumulate on your roof, you should make every effort to clear it off as soon as possible. When snow and ice come together, the result is a tremendously heavy weight that is left on your roof.

If you let this snow and ice accumulate for long enough, it will turn into an ice dam. The true extent of the devastation won’t become apparent until these dams begin to thaw and then freeze again.

The ice dam will typically melt throughout the day, but then it will refreeze at night when temperatures drop significantly. This is the normal course of events. This results in the shingles being more loose. You will start to notice leaks as soon as your shingles begin to get loose.

During the winter months, clearing snow from your roof can be an intimidating task that requires you to climb onto your roof. This is due to the fact that the roof is typically very slippery. Calling in the experts is your safest bet whenever you want to avoid getting into an accident.

 

2. Be Sure to Check Your Flashing

Flashing should be inspected right away, even before the onset of winter. This should be one of the very first things you do. It is, however, not too late to check your flashing even if you did not do so before winter arrived because you may still do it during the winter. On the days when the snowfall is not very heavy, you should examine your shingles to see if any of them have grown deformed or have become loose.

In the event that you discover any errors, you should have them repaired as soon as possible. If you let snow and ice accumulate next to damaged flashing, you will definitely end up with a leak.

 

3. The Condition of your Gutters

Most of the time, gutters are quite vulnerable to the effects of freezing weather. This indicates that you should be sure to check on them frequently over the winter.

This is because the gutters are a common location for the formation of ice dams. If you look up at your gutters and find icicles dangling from them, this is a sign that there is already a buildup that you need to address as soon as possible.

One of the most significant threats is that the weight of the ice will force your gutters to become brittle and eventually break. It’s possible that your gutters will give way if this happens.

If something like this occurs, you may plan on spending a lot of money on repairs. This is due to the fact that not only will the gutters be harmed, but the region from which it tears itself away is also likely to become injured.

The most important thing to remember is that whenever you notice ice dams accumulating in your gutters, you should act quickly to remove them.

 

4. Serious Risk of Wind Damage

The harmful impacts that snow and ice can have have been described up to this point. Nevertheless, one of the most significant worries during the winter is wind damage.

If you get word that a huge storm is heading your way during the winter or that a major storm has just passed through your area, you should constantly check your roof. Do not make the assumption that everything is fine without more investigation.

During this assessment, be on the lookout for any shingles that are cracked or missing altogether. If you don’t take care of the problem as soon as you realize there’s damage to it, one of two things could end up happening.

The first and most noticeable problem that will arise is that water will start to seep in through your ceiling. Mold, mildew, and bacteria are all things that have the potential to begin growing in the region where there has been damage. This is the second thing that could happen.

If you want to keep your roof repair costs to a minimum, it is imperative that you fix any wind damage as soon as possible.

 

5. Cut Back Overgrown Branches and Clean Up the Area

As soon as winter arrives, one of the first things you should do is prune any trees that are hanging over someone else’s property.

Next, clear away any debris that may be on your roof and in the spaces surrounding it. This indicates that you should clean the debris out of the flashing, the gutters, and the downspouts. When you clear away debris, there is no longer an opportunity for moisture to condense on the items.

When moisture has the opportunity to settle on debris, it can lead to rotting as well as the growth of mildew. Because of this, you absolutely must move immediately. Debris can be swept away with a broom before winter arrives.

It is common for the removal of debris to become somewhat more challenging during the winter months. Due to the fact that the roof will be damp and slick. Take every precaution, or better yet, engage a specialist to handle it for you.

 

6. Don’t Forget to Check Your Attic Space

The presence of a leaking roof or inadequate ventilation in the attic can be problematic during the colder months. If the ventilation in your attic is inadequate, then it will grow moist.

To keep condensation from forming in the attic during the winter, make sure there is enough ventilation before the season starts.

Attics are a favorite place for ice dams to form. When completing your pre-winter inspections as well as inspections during the winter, do not forget to have a look at how well your attic is holding up. Leaks can be caused by damaged shingles, therefore, it is important to make sure that there are no damaged shingles.

 

Roofing Maintenance During the Winter

It is vital to perform roof maintenance during the winter. Your roof may sustain damage if it is exposed to freezing temperatures for an extended period of time.

Being proactive is the best action that you can take. Start doing roof inspections well in advance of the onset of winter.

Nevertheless, even if you did not have the opportunity to do your inspections before winter, you may still prevent damage to your roof by simply being observant. This indicates that you should conduct an investigation as soon as possible after seeing the formation of ice dams on your roof.

If ice dams start building in your gutter, you should clear them out as soon as possible. If a storm is coming your way or has just passed through, you should do an emergency inspection.

 

WIW Roofing provides dependable and high-quality service for all of your company’s roofing requirements. Cold weather can cause problems with your roof, but you can avoid them by having one of our professionals check it out as soon as possible.  Give us a call today to book a free estimate!

 

How a Roof Inspection Works and Why You Need One

It is impossible for a home to remain upright if it does not have a roof. A roof that has been properly installed should give protection from the elements for many years and, as a result, should be inspected on a regular basis. Strong winds, leaks, rotten shingles, and improper installation are examples of some of the things that can cause damage or weakness to a roof.

 

Cities are able to check the compliance of their buildings with the regulations by inspecting the roofs of their structures. The directions that are provided below clarify how an inspection like this should be carried out.

 

What is a roof inspection?

As such, roof checks should be routine for homeowners. An inspector will check the roof for any signs of damage, leaks, or other concerns, as well as any flashing or vents that may be faulty. Minor fixes that are caught early on can save you from having to make major (and costly) repairs later.

It is recommended to have a qualified inspector perform an inspection on roofs that are between three and five years old once every three to five years to catch any problems early on.

 

Fundamental Roof Components

The rafters, sheathing, and roofing material form the structural framework of any roof. When the roof is fully loaded, the rafters act as pillars to keep everything steady. This is called sheathing, and it is often made of boards or plywood. Its main function is to support any roofing materials that are affixed to the structure. Roofing components such as shingles, tiles, or slate work in tandem to protect residents from hazardous environmental situations like extreme weather.

 

Roof Inspection Process

The lifespan of your roof can be increased by scheduling regular inspections. The roof is inspected for obvious signs of wear and tear and anything out of the ordinary, such as cracked tiles, missing flashing around the chimney and vents, or deteriorating seals along the roof’s perimeter.

The inspector will look for signs of water seepage and leaks or improper drainage on the roof. In the event that problems are discovered, you will be provided with a list of recommended repairs to ensure the safety of your roof. Since roofs play such a crucial role, it is crucial to get them inspected periodically, especially if you live in a region with severe weather.

Pre-Inspection

Inspecting a roof properly begins with a thorough pre-inspection. The inspector will then make a list of everything on the roof that needs to be checked as he or she walks around the entire property. The inspector may also identify problems and provide guidance on how to address them.

Detailed Inspection

A roof inspection is a thorough check of the roof and its components. The inspector will evaluate the roof’s general condition, as well as the state of individual roofing components, as well as look for any signs of leaks or damage.

The inspector will also check the efficiency of the roof’s drainage system. They’ll also check the attic for anything that could end up on the roof. A thorough inspection of the roof is an important first step in finding and fixing any issues before they get worse.

Roofing Material Inspection

There are numerous crucial aspects to think about while assessing a roofing material:

  1. Your home’s age and architectural style should be taken into account while deciding on a roofing material.
  2. When examining a substance, it is vital to consider the pros and negatives.

The first thing you should do when checking the condition of your roof is to determine the type of shingles it has. You should first determine what kind of material they are constructed of. Once you’ve worked that out, inspect for any damage or wear and tear. This includes missing or damaged tiles, curling or peeling roofs, and water damage. If you keep an eye out for them, you should be able to notice all of these details.

Also, make sure there are no problems in the installation. There could be future issues due to water leakage if the installation is sloppy.

Roof Insulation Inspection

Checking the insulation in the roof is a must. Water damage and other problems can arise if it is broken. In addition, the inspector will look for any evidence of water leaks or damage. If they want to avoid leaks, they’ll make sure the roof has adequate ventilation.

Roof Penetration Inspection

The inspector will check the joints between the roof and the walls, chimney, and other components for signs of damage that could lead to problems in the future.

Inspecting a roof involves looking at more than just the shingles, water stains, and other obvious signs of damage that most homeowners worry about first. Considerations like these include not only making sure there is adequate ventilation, but also flashing and sealant application.

The inspector will take notes on any problems they uncover and give advice on how to fix them. Damage to a roof should be repaired immediately to prevent the need for additional costly repairs.

Final Inspection

The final inspection is the roofing contractor’s last opportunity to verify that the completed work and supplies are in accordance with the specifications outlined in the contract. In addition to this, the roofing contractor will look for anything that is missing, anything that was done wrongly, as well as any other faults. Before you make the final payment, any issues that have been brought to our attention will be resolved.

 

Why Should You Make Roof Inspections a Regular Part of Your Maintenance Routine?

Before problems become more complicated and expensive to remedy, homeowners should routinely inspect their roofs for potential issues. An experienced roof inspector will be able to recognize indicators of deterioration such as missing or broken shingles, water infiltration, and signs of moss or algae growth on the roof. In addition to this, they will inspect the quality of your gutters and downspouts and search for any spots on the roof that could be susceptible to wind damage.

Home maintenance can be accomplished in a financially prudent manner by using the services of a qualified roof inspector. An experienced inspector will be able to identify any issues with your roof and offer practical solutions for repairing them before the damage gets costly. Your roof will last longer and you will spend less money on repairs in the long run if you have it inspected on a regular basis.

 

WIW Roofing is the company to go to if you are looking for other residential roofing services in addition to a roof inspection of the highest caliber. There are a large number of companies that offer roofing services; however, not all of them give services of the same high quality. People may rely on WIW Roofing to provide them with excellent service of the highest quality that is also performed correctly.

The Facts You Should Know Before Purchasing a New Roof for Your Home

Your home’s infrastructure consists of many components, one of which is the roof. Your home will have an easier time maintaining a comfortable temperature when the roof is well-built since it will be better insulated and won’t lose its coolness as quickly as one that isn’t. This will save you money over the years.

Learn about the many roofing materials that are available before you make the decision to replace the roof on your home. This will allow you to make an educated choice about which option will be the most beneficial to you in the long run.

When shopping for a new roof, there are a few important factors to keep in mind.

 

What Should You Take Into Account Before Installing a New Roof?

When looking into purchasing a new roof, here are a few considerations to keep in mind before making a purchase.

1) Roof Type

Your choice of roofing material is one of the most crucial aspects to think about when it comes to your house. Because there are a wide variety of roofing options to choose from, it is essential to perform adequate study before settling on the one that will fulfill your requirements in the most effective manner. When you are constructing a new home, it is of the utmost importance to choose a kind of roof that will accommodate all of your requirements.

Flat roofs, gable roofs, and mansard roofs are the three most common forms of roofs.

  • A roof is said to be flat if it is almost level, as opposed to having a slope or point to it. It is a popular option in regions that have a limited amount of space available, as well as in places that do not receive a significant amount of snowfall or ice accumulation. It may be more difficult to waterproof flat roofs and keep them in good condition compared to other types of roofs. This is one disadvantage of having a flat roof.
  • A gable roof is characterized by having two sloping sides that converge at the ridge in the center of the roof. This design is common because it stops snow and rain from piling up on the roof, which is particularly useful in chilly countries where such a feature would otherwise be inconvenient.
  • Mansard roofs are distinguished by the fact that they have two slopes on each side and a very steep top. These types of roofs gained popularity in the 17th century. In modern times, they are experiencing a resurgence in favor, particularly for the construction of towering structures such as those with three or four stories. People frequently make the decision to install them in brand-new homes due to the several advantages they offer, including minimizing snow accumulation and keeping the structure cooler during the warmer months.

2) Roofing Material Type

The next thing you need to do for your brand-new construction venture is select the best possible roofing material. Before you make your final choice, there are a few things that are very crucial for you to think about.

The environment plays a significant role in determining how important it is to select the appropriate material for the roof. For instance, because they reflect heat and contribute to the cooling of the home, asphalt shingles are an excellent choice for roofs of houses located in regions with a lot of sunshine. On the other side, metal roofing has the ability to reflect heat away from homes, making it an excellent choice for locations that are typically cool.

The weight of the material you want to use is yet another important factor to take into consideration. Any home’s framing and structure must be able to support the weight of a roof, which, depending on the material used, can be rather weighty. For instance, slate and tile are substantially heavier than shingles, which means that if you live in a region that has frequent high winds or other severe weather conditions, these materials might not be suitable for your new building project. Slate and tile are only two examples.

Even if the cost of roofing materials has gone up, homeowners are still looking for ways to save money on their roofs. One strategy for accomplishing this goal is to lower the cost of labor. Roofs made of metal or shingles made of metal are less expensive, but they may need to be replaced more regularly.

3) Hire a Reputable Roofing Contractor

When searching for a roofing contractor, there are a few factors to bear in mind. Making the ideal choice for your needs will depend on a number of essential aspects, including a strong reputation, licensing, and insurance.

Asking your friends and relatives for referrals is the greatest approach to discover a roofing contractor. Make sure to look into the history and standing of the contractor, as well as their track record of dependability and credibility. Additionally, you’ll want to confirm that they can finish the project on time and on a budget.

Once you’ve come up with a couple names, look them up online to see what people are saying. Make sure to read both positive and negative reviews to obtain a complete picture of them.

Get detailed quotations from each contractor after you’ve narrowed down your options. The required work and the required materials should both be listed in the written estimate. Gather many estimates before deciding on a contractor to be sure you’re choosing the finest option for your project.

When choosing a contractor, consider not only whether they can do the work, but also how they respond to your inquiries about other services they provide and warranty details. Ask if there are any additional fees or restrictions that aren’t immediately clear. A seasoned contractor ought to have no trouble giving you all the details you require to choose the right contractor for the job.

 

Roof Replacement Benefits

A new roof does more than just keep the rain away from you and your family than it does keep the rain out. In addition to this, it protects your entire home against water damage, which may wreak havoc on wood materials and foundations and, as a result, reduce the value of your property.

A new roof will make your home more aesthetically beautiful, and it may also help you save money on your energy bills. By improving your roofing, you may be able to see a reduction in your monthly expenses in environments that have hot summers and chilly winters.

In addition, installing a brand-new roof on your house has the potential to raise its market value by at least 20%. The rationale behind this decision is that doing so will improve the general appearance of your house, which will in turn make it appear more appealing to prospective purchasers.

 

How much does a new roof typically cost?

The size of your home, the kind of roofing material you select, and the contractor you choose will all affect the price of a new roof. In today’s dollars, a new roof typically costs between $5,000 and $10,000. If your house has several stories or steep slopes, the cost will be more. Slate tiles, metal roofs, and asphalt shingles are a few common varieties of roofing materials.

 

Asphalt shingles are the least expensive type of roofing material. Metal roofs, however, will cost more up front. Budget for additional supplies and tools if you intend to do the roof installation yourself. Contact WIW Roofing for a free estimate and superior service!

How to Select a Reliable Siding Contractor

Choosing the finest solution for your home’s exterior is difficult. You have the option of hiring a contractor who puts quality work over price. Everything depends on the qualities you value most in a contractor.

It might be challenging to choose a contractor for your project when there are so many options available. Here are five suggestions to assist you in making the best choice:

 

1. Conduct research

You must thoroughly vet prospective contractors before hiring them.

Start by asking your loved ones if they can recommend any reliable siding contractors. There’s a good chance you’ll be able to locate someone who has had work done in the past and can guide you.

After you have created a list of potential contractors, check reviews written by actual customers on websites like Angie’s List or HomeAdvisor to get a precise assessment of their work and customer service. You can very much tell if a contractor would be a good fit for your job based on the criticism they receive, which tends to be more critical of their work and customer service.

Call to schedule appointments for potential contractors to provide you with estimates after you have narrowed down your list of candidates. Ask them about their background and the strategies they would employ to make your home better while they are there.

Once you have all the quotes, carefully examine them, and pick the contractor you believe is most qualified for the project and offers a fair price.

 

2. Experience and Expertise

Naturally, you would want someone with experience in the business who understands what they are doing when you are ready to employ someone to replace the siding on your home. The ideal contractor will know which techniques lead to quicker completion times in addition to having access to the right resources.

At your neighborhood hardware shop, you can typically locate a general contractor for small repairs. But if you want siding installed, you’ll probably need to find a contractor with the necessary training and experience. These professionals offer a wide range of services, including building decks, windows, and doors, to mention a few. Examples of such firms include TrimTech or CertainTeed, both of whom are experts in installing vinyl siding.

Here are some recommendations to make sure your potential contractor has the required experience:

Any contractor worth his salt won’t hesitate to show you instances of prior jobs from their portfolio that are comparable to yours. You can assess the caliber of their prior work and get an idea of what to anticipate by doing this.

Ask for references from a contractor’s prior customers to determine their competence. Once you have these people’s names, get in touch with them and find out about each one’s experiences working with the aforementioned contractor.

Why not get feedback from the former client regarding how happy they were with the project’s results? You should also get a breakdown of all prices and ask about any potential challenges. You can then decide whether or not to hire this contractor again in the future with confidence.

Verify the duration of the contractor’s existence. If they suddenly appeared, there is a higher likelihood that they are inexperienced and new to the field.

 

3. License and Insurance

A contractor must be hired to install new siding. Make sure the person you choose has all necessary credentials and insurance.

Make sure they have a valid state contractor’s license before hiring them if you want someone you can trust. Since each state has its own requirements for qualified contractors, this will at least let you know that they adhere to some base minimums.

Examine the insurance coverage of your contractor to confirm their suitability. An excellent firm will have workers’ compensation and liability insurance, which guards you against any harm or accidents that might happen during the installation procedure. Additionally, this policy provides benefits in the event that an employee becomes ill or is injured at work.

The majority of siding contractors are general contractors, which enables them to do a wide range of construction tasks. Due to the frequent overlap between installing siding and roofs, several jurisdictions additionally demand that companies obtain a roofing license before beginning to take on side jobs.

 

4. Interview Contractors

First impressions are crucial, and frequently, potential buyers or tenants will focus on the exterior of your home. Siding contractors may assist in enhancing the curb appeal of your property by either putting in new siding or fixing any damage. Ask the following questions and make sure to gather quotations from different companies before choosing a contractor:

What kind of material is the siding made of?

If you hire a contractor that is experienced in their field, they should be able to guide you in selecting the sort of siding that is most suitable for your house. Brick, for instance, will not fade as much as wood siding will with time.

Do you have any experience with the type of siding that I’m looking at purchasing?

Because installation of some types of siding might be challenging, not every contractor will be able to provide you with the ability to install the siding you want. If this is the case with the contractor you are conversing with, you should inquire as to whether or not they know of any other contractors who are capable of managing the installation.

What is your warranty? 

Because siding is an investment with a long time horizon, it is imperative that you select a material that is durable. If the contractor offers a solid warranty, it may be worthwhile to spend a little extra money on siding of a higher quality.

How long will it take to complete the installation?

The amount of time necessary to install siding is dependent on a number of different factors. Some examples include the dimensions of the windows and the number of entrances on your property. If you are planning to install new siding, make sure to get an estimate from your contractor.

How much will it cost? 

When you are attempting to decide whether or not you want siding installed on your home, one key question to ask your contractor is how much money the process will cost. If they try to avoid providing you a price quote, it could be an indication that they do not have sufficient experience for the project. Before moving forward with the installation of new siding, you should ensure that you have a realistic quote in hand before making any judgments.

Do you have any pictures of past work?

Check over a contractor’s previous work to get a sense of the quality of their work and to see if it meets the criteria you have set for it before you spend money on new siding. If a person displays their work in a gallery, it is likely that they are proud of it and are knowledgeable about the materials that were used, which means that you can be confident that the item you buy will be worth the money.

 

Conclusion

The process of employing a siding contractor does not need to be difficult. You need only check that they satisfy the requirements on this list, and then you’ll be set to go. And if you are looking for the best of the best, WIW Roofing is more than delighted to assist you in any way they can!

How to Understand Your Roofing Insurance Coverage

It is essential to protect not only your home but also the possessions that are kept inside of it, but roof insurance is of the utmost significance. Water damage is one of the most serious problems that can result from a damaged or missing roof. Other issues can also arise.

It is imperative that you have a solid understanding of the many forms of insurance coverage that are available if you are in need of a new roof. In order to assist you in making a decision regarding roofing insurance, the following information has been provided.

 

Homeowner’s Insurance

The roof is certainly one of the most important components of your home. Not only does it protect your property from the rain, but it also shields it from the effects of other severe weather. Because of this, you need to be sure that your roof is adequately covered by insurance. If your roof is damaged as a result of severe weather or an accident, having roof insurance can help pay for the cost of repairs or a replacement roof.

Having roof insurance not only protects you from having to pay for pricey repairs that are unexpected, but it also provides you with peace of mind. When looking for a new insurance policy, it is important to shop around to many insurers to discover one that offers the best combination of affordable premiums and comprehensive coverage.

When it comes time to fix your roof, you should examine the fine print of your homeowner’s insurance policy to be sure you are protected. The vast majority of homeowner’s insurance policies will have your back. There is a possibility that certain deductible rates will apply; thus, you should consult with your agent in advance to find out what they advise.

It’s possible that certain insurance will only cover damage caused by certain kinds of calamities, like storms or hail. It is possible that you will be liable for paying the total cost of repairing your roof if it is damaged by something that is not covered by your insurance policy. If you want to err on the side of caution, you should always consult with your insurance agent about what is covered before you really need to make a claim.

 

Homeowner’s insurance basics

Due to the fact that it shields both you and your belongings from inclement weather, your home’s roof is one of the components that is considered to be of the utmost significance. As a consequence of this, having homeowner’s insurance that pays for repairs in the event that your property sustains damage is absolutely necessary.

Your property is typically protected against water leakage if you have homeowners insurance. In addition to protecting your home from weather-related claims, such as fire and hail damage, homeowners insurance typically gives this protection.

You should give your insurance policy a thorough reading so that you are familiar with the components of the coverage it provides. This way, you will be aware of what to anticipate and won’t be taken aback if something is skipped over in the discussion.

 

What does homeowner’s insurance cover?

A type of property insurance that safeguards your house is homeowner’s insurance. It is a set of personal insurance policies that covers things like your home, possessions, liability, and medical expenses. Each policy offers a different set of protections, but the majority will have a mix of these different forms of insurance. When you have a mortgage on your property, lenders frequently demand that you carry homeowners insurance.

In the event that the property is damaged or the borrower is unable to make loan payments, homeowners insurance safeguards the lender’s investment. But by protecting their house and possessions, it also gives the owners peace of mind. Therefore, it’s a crucial component of being a responsible property owner and something every homeowner should consider when they purchase a home.

Roof insurance is an essential part of any homeowner’s insurance policy, which is why it is so important to have one. The majority of policies will pay for the cost of repairing or rebuilding your roof as well as damage caused by weather disasters like wind or hail.

There are a few things to consider before assuming that your home’s insurance policy covers your roof. Before making any decisions, be sure to carefully review the contents of your insurance as most policies have a coverage limit for damage. When looking for insurance coverage, you should also inquire about whether or not it covers weather-related disasters like wind or hail.

If your house or property was damaged as a result of a fire, storm, or other disaster that is covered by your homeowner’s insurance policy, it will often be covered. To make sure you know what occurrences are covered and how much coverage you have, you must thoroughly read your policy. Some policies only pay a little amount of money for repairs, while others do not cover roof repairs at all. Additionally, keep in mind that not all catastrophes are covered by every insurance policy. For instance, the majority of fundamental homeowner’s insurance plans do not cover flooding.

 

How to file a claim?

If your roof has been damaged, you might not know what to do, but don’t worry! When anything like this happens, the first thing you should do is submit a claim to your homeowner’s insurance. Even though it might not seem simple, submitting a claim can be really simple if you follow these guidelines.

  • Before moving on, kindly confirm that you have obtained the required paperwork. You will want your policy number, the occasion’s date and time, as well as images of any harm.
  • After assessing the damage, contact your insurance provider as soon as you can to start a claim. They will inquire about the accident and the type of damages in detail.
  • An adjuster will arrive to assess the damage as soon as you report it. Provide them with any information they require.
  • After evaluating the damage, the insurance company will let you know if they will pay for the repairs.

 

How much is covered by homeowner’s insurance?

Roof repairs typically fall within the $5,000–$10,000 range covered by homeowner insurance. In some cases, up to $25,000 in repairs may be covered under particular conditions that are often listed in the insurance itself. Take some time to read through your policy so you know what is/is not covered in order to avoid any problems or unpleasant surprises later on if you need to repair your roof.

 

Why is roof insurance important?

Unless there is a problem, you often don’t think about your roof until there is a problem. Additionally, if you don’t have insurance when damage occurs, you may have to pay steep repair or even replacement costs. Therefore, insurance coverage ought to be taken into account!

It’s important to get a roof insurance policy. The majority of plans cover risks including wind, hail, fire, and others. Your roof might be protected as well if you have home warranty coverage. You can avoid spending more money later on by making sure your roof is adequately insured.

 

When it comes to the repair or replacement of your roof, you may put your faith in WIW Roofing. Because we have our license and our insurance, you may rest assured that we are qualified. In addition to this, our knowledgeable staff will work diligently to complete your project on schedule and to the highest standard possible.

In addition, we are able to provide you with insurance coverage for your roof in order to protect you from having to pay for any costly repairs that could be caused by a storm or another type of natural disaster. If you have any questions about our offerings or would want to make an appointment for a no-cost consultation, please don’t wait to get in touch with us today.

 

Important Things To Think About Before Hiring Roofers

When looking for a roofing contractor, there are a number of important considerations you need to make in order to ensure that your roof will be repaired or replaced correctly the first time.

 

1. Experience

When it’s time to install a new roof on your home, the experience of your roofer is crucial. For instance, you should find out if the roofer has expertise working on homes that are comparable to yours in terms of size and design. Additionally, find out if the expert has previous experience with roofing located in your region. Asking these questions is crucial since a roofer who is knowledgeable about the difficulties specific to your climate will probably offer superior service.

Additionally, find out whether the roofer has any prior experience with different kinds of roofs. Some roofers may have greater experience working with particular materials than others. If you’re looking for a specific type of roof, make sure the expert is familiar with it.

Ask prospective roofers about the kinds of roofs they are familiar with and whether they are aware of local building codes before making a decision. In this manner, you can make sure that your house receives the best roof for both structural and cosmetic reasons. Ask for ideas from an experienced contractor if you’re unclear of what kind of roofing material would match your needs or look the best.

 

2. References

Check the references of everyone you intend to permit on your roof before letting them. This will reveal whether they are genuinely competent or whether previous customers would suggest them. To speak with such clients directly, you need also obtain their insurance information and information about previous employers.

Even though it might not seem unsafe, asking friends for opinions on roofing can be dangerous. A good roofer will most likely have satisfied prior clients who can serve as references. Some roofers who perform subpar jobs attempt to cover it up with good reviews. However, by reading online reviews in advance, you can avoid hiring them.

You can browse reviews made by clients who have used a specific roofer’s services on Angie’s List and HomeAdvisor. To learn what other people think about the job done by nearby roofers, search for Google Reviews.

 

3. Insurance

When looking to hire a roofer, it is essential to keep in mind that the potential candidate should have both liability insurance and workers’ compensation insurance. As long as the roofer has insurance, you won’t be responsible for any damages if there’s an accident on the job.

Your roofer is also protected by your insurance, in addition to you and your family. If they become hurt while working on your property, their insurance policy will pay for their medical expenses as well as any other damages that are a direct result of the accident.

Before you sign a contract, it is absolutely necessary to establish a policy that will protect both you and the roofer. If their insurance status can be verified, it will exonerate both parties from responsibility in the event of an accident.

 

4. Warranty

Always request a signed warranty from your roofer that covers their work for a considerable amount of time. The majority of trustworthy roofing firms won’t have any trouble providing you with this kind of warranty, and they usually last for at least a year. This is advantageous in the event that your roof sustains damage soon following installation.

Roofing your home is a challenging and stressful task, but if you pick a roofer with the appropriate skills, you can be sure that everything will go smoothly and promptly. Ask each prospective roofer about their warranty policies and make sure to discuss any potential issues with their work as soon as possible so they can handle them. They might not be as sure in their talents as they seem if they don’t present any form of policy or fail to respond when questioned.

When looking for a roofing contractor, it’s critical to keep in mind that roofer warranties might differ significantly. Some only provide minimal coverage for the used materials, but others offer complete protection for both the labor and the supplies. Always inquire about the warranty before making a commitment.

 

5. Cost

Get quotations from various companies before choosing a roofing contractor. This will enable you to compare pricing in addition to the project’s cost. Make sure to ask about the materials being used and whether there is a guarantee for both the quality of the materials and the workmanship when getting estimates.

Do not automatically assume that a roofer is better just because they price more; this isn’t always the case. Before employing someone, make sure to do your research so you can feel secure in your choice. This can help you avoid getting let down by a dishonest person who was not worth your money.

You must gather quotes from several roofers in order to receive an accurate roofing estimate for your project. You can be sure you’re receiving the best deal and service quality by collecting quotes from several suppliers.

Although a roofer typically charges $450, the price may range from $250 to $1,000 based on the size and kind of your roof. Also keep in mind that some materials are more expensive to work with than others; for example, compare asphalt shingles to slate tiles.

 

6. Licensed and Bonded

It can be difficult to choose a roofing company, but if you keep in mind to search for one that is licensed and bonded, you’ll be in excellent hands. Working with a skilled roofer will not only better safeguard your house or place of business, but it could also end up saving you money in the long run.

If your roof develops any issues, hiring a qualified and insured roofing firm will save you from experiencing potential financial difficulties.

If a roofing contractor is bonded, it is an important consideration to make before choosing them. Due to the company’s bonding, in the event that they fail to fulfill their half of the bargain, you, the client, will be entitled to compensation.

 

If you require the services of a roofer, make sure to go with WIW Enterprise. We will attend to all of your roofing requirements in a timely and effective manner!